Tuesday, November 13, 2012
The Real War on Women
My daughter was married just last month. She’s young, educated, beautiful and in love with a wonderful guy. She’s a teacher in charge of an entire staff of dance instructors and he’s a psychologist working with autistic kids. They married because they love each other and because they want kids.
Enter Obamacare. If you want a look at the Real War on Women on Women is not the bogus media hyped limitations on abortion, but the very real economic realities that allow some women-notably the poor and ignorant who rely on public largesse-to make whatever choice they want. If they want birth control, it’s free. If they want and abortion, it’s subsidized. If they want a baby, they can have as many as they want. And this is because they are the demographic base that the Democrat party relies on for votes.
As two young healthy working adults, you would think that health insurance wasn’t a problem, especially under the auspices of Obamacare. But not so quick. My daughter had her own insurance through Blue Cross Blue Shield. No underwriter in the nation is covering pregnancy on private insurance policies. She can have birth control. She can have an abortion. But under the private insurance, my daughter and her husband cannot have a baby without finding about $14K to come up with to cover labor, delivery and hospital costs. So while the indigent woman from across the border gets free pregnancy, prenatal and healthcare covered, my daughter cannot.
So they sought out the insurance from both their places of work. With a $5000 deductible-meaning they pay up to that amount out of pocket. For two young people starting their careers and paying off college loans, rent, car payments, that’s a hard row to hoe. They looked at policies from both places. Both places costs two to three hundred dollars per month. And they covered things that they do not need, but which are MANDATED by Obamacare such as mental healthcare and drug treatment. As my daughter joked “maybe if I become a crack addict they will pay for me to have a baby.” It wasn’t a happy joke, but one that told she was giving up.
And what is she giving up? She’s giving up the dream of having kids. She’s giving up the dream of having her own house of being able to find other better jobs. While the Obama Team likes to think that as a young women she is supporting them, she is not. And many of her friends are in similar states of despair. They know the score. They know that they are paying for those who are too irresponsible to pay their own bills. And these young people, they ones with jobs who pay their bills and who live circumspect lives are growing in their resentment of a leisure class composed of Obama voters shouting “more free stuff” at every turn.
I ran into my own clarification of how Obamacare has created a Real War on Women. Today my doctor tried to make an appointment for me for a mammogram. As the only one working due to the economy, I can’t simply peel off and pay a couple of hundred bucks for an appointment. I was told that if I ran it through insurance my bill would be $311 and it would go against my $5000 deductible (the deductible that I never reach because we can’t afford that kind of outlay) OR if I didn’t run it through insurance my bill would be “only” $150. First of all, this sounds like a scam to me. Why would you pay more when insured and less when it’s out of pocket? Second, why is it that doctors keep ordering tests and exams without knowing how much they cost? Three years ago a mammogram was $75. The only reason for rising costs is the rising cost of liability insurance and the failure BY THE PRESIDENT to have tort reform.
Many young people are still celebrating the dubious triumph of Obama. I think they are in for a harsh reality come January. Layoffs are on the horizon and last hired is first fired. Contract workers are replacing full time employees with the self-employment taxes that entails. By the way, when you lose a contract position, as a contractor you are small business person and sometimes can’t get that nice unemployment check. Add to that the rising cost of healthcare insurance, shorter hours and the same braindead college kids who voted based on the preferences of Brad Pitt, George Clooney and Steven Colbert are in for a very basic lesson in how our economy works.
How it works is like this: Every penalty, every fee, every tax placed on a business is passed along and paid for by the consumer. So when you make energy more costly, you drive up the cost of groceries which is a tax on everyone. And when goods and services become too costly to afford, businesses close, people become unemployed and tax revenue drops. At that point, government services have to be cut meaning that all those feel good services suddenly cease. Then the rioting begins. As it has happened in Greece. As it has happened in France. And sadly, as I fear it will happen here. I wish I had some happy note of optimism to lay out here, but the mindless drones on the Left allowed their souls to be bought for cheap. We will all suffer for years as a result. God help us all.